Morgan Utah First Time Homebuyer Grant Program

Utah Grant MapWith the cooperation of the Davis Community Housing Authority a Down Payment Assistance Program of $2,000 in Morgan County for First Time Home Buyers is possible. The $2,000 grant money can be used for down payment and/or closing costs. The program has limited funding and is distributed on a first come first serve basis. As long as you live in the home there is no repayment (zero interest / zero payments). The money will have to be repaid when you sell, transfer title, obtain a second mortgage, exchange, move, or refinance.

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Requirements:

  • Must be a first-time homebuyer– (includes a displaced homemaker or a single parent who has
    only owned a home with a spouse)
  • Must purchase a  home within Davis or Morgan County
  • Eligible properties must be zoned for residential use only and are limited to single family residences, condominiums, town homes, cooperative unit, or a combination of manufactured housing and lot
  • Applicant must contribute a minimum $500 of their own money towards the down payment or closing costs
  • The $2,000 can be applied to the down payment and/or closing costs
  • The purchase of said property must not lead to the displacement of any individual other than the seller and his/her immediate family
  • Applicant must secure FHA, VA, or conventional financing for property purchase from a state approved lender
  • Real property must not exceed FHA mortgage limits for the applicable county
  • A Visual Assessment must be completed on all homes for health and safety concerns and for lead based paint
  • Applicant must complete a HUD approved homebuyer education course and obtain a home buyer certificate of course completion.

Want to research other grants?

Utah First Time Home Buyer Programs
Neighborhood Salt Lake Grant
Davis County Utah first time buyer grant
Weber County $5,000 Grant
Utah County Grants
Provo Utah $20,000 Pioneer Grant Money

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